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Martha Elena
The member, Martha, is a successful woman in her work life. She is 47 years old, single and the mother of two children, who have been her motivation to get ahead. She works in the sale of fruit crops. She is requesting the loan to buy a crop of avocados, since this will generate greater profit margins because it is a product that is consumed every day.

With the previous loans, the member obtained greater profits that allow her to cover part of the family necessities and to invest another part in crops. This way she increases her sales with produce she didn't used to have.
View original language description ↓
La socia Martha es una mujer exitosa en su vida laboral, de 47 años de edad, soltera y madre de dos hijos, quienes han sido su motivación para su superación, se dedica a la comercialización de cosechas de frutas, el crédito lo solicita para la compra de cosecha de aguacate, ya que esto le generará mayores márgenes de ganancias por ser un producto que se consume a diario, con los créditos anteriores la socia ha obtenido mayores ganancias que le permite cubrir parte de las necesidades familiares y otra parte reinvierte en cosechas de este modo aumenta su venta con productos que antes no tenía.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 25.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Martha Elena to buy a crop of avocados.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 16, 2014
Jun 21, 2014
Currency Exchange Loss:
Sep 17, 2014