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Jose Luis
This borrower is originally from Puerto Cabezas. He is 34 years old, married, and has 3 children who are all minors. For the past 4 years, he has lived in a small wooden house. With the goal of living in a safe and dignified way, he is requesting a loan to buy materials to build a type of house that combines concrete and wood in its wall construction: rough wood, iron, cement, cinder blocks, zinc, nails and the cost of labor. His dream is to have a concrete house.
View original language description ↓
Es originario de Puerto Cabezas, tiene 34 años de edad, casado, tiene 3 hijos, menores de edad. Desde hace 4 años ha habitado en una pequeña vivienda de tambo de madera. Con el propósito de vivir de manera segura y diga, solicita financiamiento para comprar materiales, para construir su vivienda de minifalda de concreto y madera: madera rustica y cepillada, hierro, cemento, bloques, zinc, clavos y cubrir costos de mano de obra. Su Sueño es tener una vivienda de concreto.

Additional Information

About Pana Pana

Pana Pana is a nonprofit civil association founded in 1990 in Nicaragua. The organization’s official name is Asociacion para el Desarrollo de la Costa Atlantica (Association for the Development of the Atlantic Coast) but they have always been know as Pana Pana which means “mutual help” in the local language.

Pana Pana offers loans for commerce, housing, and a small number of agriculture loans. They also have a small social development unit that runs Pana Pana’s non-financial services. This includes technical assistance for housing loans and the development of a water and sanitation project.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 56
    View loans »
    Nicaragua Loans Fundraising
  • $26,430,500
    Funds lent in using Kiva
  • 25.9
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $1,175 helped Jose Luis to construct his home of concrete and wood: rough wood, iron, cement, cinder blocks, zinc, nails, and labor costs.
Repayment Term
19 months (Additional Information)
Repayment Schedule
May 14, 2014
Jun 21, 2014
Currency Exchange Loss:
Jul 21, 2014