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Daniel Humberto
Daniel has been working in agriculture for 15 years, growing corn and beans. This is how he earns a decent living and covers household expenses. He stores his grain as shown in the photograph and then sells it to dealers.

Daniel lives with his family, comprised of his common-law wife and three children. He wants to continue with his crop activity since it is his only source of income, but he does not have sufficient capital to do so. Therefore he is requesting a loan to buy the necessary supplies such as fertilizers, compost, disease control, herbicides, etc. to continue giving his family everything they need.
View original language description ↓
Daniel se dedica desde hace 15 años a la agricultura siembra maíz y frijol, y es así como se gana la vida honradamente, con su trabajo logra solventar cualquier gasto que se le presente en su hogar, guarda sus cultivos en los graneros que muestra la fotografía para después comercializarlos. Daniel vive con su grupo familiar conformado por su compañera de vida y sus tres hijos, él quiere seguir con sus siembras ya que esa es su única fuente de trabajo pero no tiene de suficiente capital para poder realizarlo por esa razón solicita un crédito y poder comprar los insumos necesarios como: fertilizantes, abonos, controles de plagas, herbicidas, etc. y asi poder seguirle dando a su familia lo que necesitan sin limitación alguna.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 567
    View loans »
    El Salvador Loans Fundraising
  • $31,710,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $325 helped Daniel Humberto to buy fertilizers, composts, disease control, herbicides, etc.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
May 20, 2014
Jun 20, 2014
Currency Exchange Loss:
May 17, 2015