Manuela is a woman who is very responsible with her household obligations. She lives with her family, which is made up of her mother, her two children and her sister. She is very hardworking, and has always worked with joy and enthusiasm. She has worked in agriculture for 15 years, growing corn and beans. When her crop is ready she stores it in granaries like the one shown in the photo, and later sells it. She would like to increase her sales, and so she came to the office of INTEGRAL to request a loan. The loan will allow her to buy: manure, fertilizer, pesticides, herbicides, and other things. She would like the help she is reqesting because she has no other income, and in this way she will be able to continue supporting her household without limits.
Manuela es una mujer muy responsable con sus obligaciones de hogar, actualmente vive junto con su grupo familiar conformado por su madre, sus dos hijos y su hermana, ella es muy trabajadora, siempre lo ha realizado con alegría y entusiasmo, se dedica a ser agricultora desde hace 15 años siembra maíz y frijol, cuando su cosecha ya esta lista la almacena en graneros asi como muestra la fotografía, para luego salir a comercializarlos. Ella desea incrementar sus ventas y por eso visitó las oficinas de INTEGRAL para solicitar un crédito el cual le permita comprar: abonos, fertilizantes, pesticidas, herbicidas, entre otros. Desea contar con la ayuda solicitada puesto que no tiene otros ingresos monetarios, y así ella seguirá llevando el pan de cada día a su hogar sin limitación alguna.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.