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Tano Group
In this Group: Estanilao , Teresa Del Pilar, Joseling Scarleth, María Auxiliadora

Update on Tano Group

This solidarity group is made up of four members and is coordinated by Estanilao, who is 66 years old and married. He works selling crops, and his major customers are in countries like Honduras and Costa Rica. He has completed three loan cycles with ADIM, which has allowed him to make improvements in his business that have helped him increase his profits. He is requesting this loan to buy avocado and mango crops. He hopes to improve his income.

The other members of the group are Teresa, who is 37 years old and has worked for ten years making and selling pinol [flour made from toasted maize] and pinolillo [a drink made from pinol] in her home; María Auxiliadora, who is 23 years old and has worked for four years butchering hogs; and Joseling, who is 21 years old and has worked for four years selling clothing and footwear.
View original language description ↓
El grupo solidario lo integran cuatro socios, lo coordina el señor Estanilao de 66 años de edad y acompañado, se dedica a la comercialización de cosechas, sus principales clientes son de los países de Honduras y Costa Rica, el socio tiene tres ciclos de estar realizando préstamos en esta institución, y ha visto mejoras lo que le ha ayudado a aumentar sus ganancias, el crédito lo solicita para la compra de la cosecha de aguacate y mango de rosa, de modo que sus ingresos mejorarán. Las otras socias son las señoras Teresa de 37 años de edad dedicada a la hecha y venta de pinol y pinolillo en su domicilio desde hace diez años, María Auxiliadora de 23 años de edad dedicada al destace de cerdo desde hace cuatro años, y Joseling de 21 años de edad comerciante de ropa y calzado desde hace cuatro años.

Previous Loan Details

This group is made up of three successful entrepreneurs, one of whom is Estanilao. He is 65 years old and has a spouse and one son under his care. He grows corn and pumpkins. He has also worked as a driver for eight years. He needs to loan to buy fertilizer, improved corn seeds, squash seeds, i... More from Tano Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 56
    View loans »
    Nicaragua Loans Fundraising
  • $26,430,500
    Funds lent in using Kiva
  • 25.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Tano Group's $1,400 loan helped a member to buy avocado and mango crops to resell.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 16, 2014
Jun 20, 2014
Currency Exchange Loss:
Dec 17, 2014