A loan of $600 helped to process more mobile phone credit sales on the weekends.


Carsum's story

Carsum runs a small stall where he sells mobile phone airtime credits. He lives in Purwokerto, a semi-urban area about ten hours from Jakarta. Carsum is married and lives with five people in the family home. As seen in the picture, Carsum is with his daughter.

Carsum began working with Ruma one month ago because he wanted to increase his income. He feels really excited to expand his business in selling mobile phone airtime credits and servicing bill payments.

As the business runs, he hopes to get a Kiva loan as working capital in order to do more transactions on weekends.



Loan details


Lenders and lending teams




Loan details