A loan of $600 helped to process more mobile phone credit sales on the weekends.


Lukman's story

Lukman runs a small stall where he sells snacks and mobile phone airtime credits. He lives in Purwokerto, a semi-urban area about ten hours from Jakarta. Lukman is married and living with four people in the family home.

Lukman began working with Ruma two months ago because he wanted to increase his income. He feels really excited to expand his business in selling mobile phone airtime credits and servicing bill payments.

As the business runs, he hopes to get a Kiva loan as working capital in order to do more transactions on weekends.



Loan details


Lenders and lending teams



Loan details