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Afshan is a 41-year-old married woman. She is been in the beauty parlor business for seven years. She offers many services to her customers such as makeup, hair styling and facials. Through her high quality services she has become very famous in her street.

In order to meet the increasing demands of her customers, Afshan is interested in buying a greater variety of cosmetic products for the parlor. Because of having a low amount of cash on hand, she contacted Kashf Foundation to apply for her seventh loan. She needs a loan of PKR 40,000 to buy a hair roller and combs, as well as packs of hair and skin care products. She hopes to cater to more customers over time. She dreams of expanding her business in the near future.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 264
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Afshan to buy a hail roller, combs and packs of hair and skin care products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 23, 2014
Jun 18, 2014
Currency Exchange Loss:
Jun 17, 2015