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Chhuon, 64, is a hard-working woman and lives in a rural area of Prey Veng Province. She has ten Children of which five of her children are already married. From being a farmer for more than ten years, she is able to make a net profit of USD 3.5 per day and her husband is also a farmer who can make the same profit.

Chhuon would like to improve her living conditions and make life more comfortable by having clean energy like solar to use in her household. Due to insufficient funds, she has applied for a loan of USD 500 to buy a system for a solar home. This purchase will enable them to gain access to electricity, which will provide power to home devices such as lights, TV, and radio. She thanks lenders for the financial support via HKL, which provides her with a much lower interest rate than its general loan product.

Additional Information

More information about this loan

This loan is part of HKL's new green loan program designed to help improve living standards of poor and low-income people living in rural areas of Cambodia by giving them access to clean energy. Solar loans under this program allow poor families living off the grid to invest in solar home systems that can power lights, fans, radios, and mobile phones. HKL also disburses loans for biogas digester plants which allow farmers to convert animal and human waste into biogas that can be used to power clean cookstoves and organic fertilizer for their farms. These loans have numerous economic, health, environmental, and social benefits for families which include saving money and time collecting fuelwood, reducing smoke-borne diseases, and allowing family members to do schoolwork and housework in the evening. HKL has designed these social loan products to feature a lower interest rate than typical Kiva loans.

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 109
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Chhuon to pay for solar system.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 6, 2014
Jun 17, 2014
Currency Exchange Loss:
Jul 17, 2015