A loan of $1,700 helped to buy coconuts, sugar, and milk.

Carmen Narciza's story

The San Andrés communal bank meets every 15 days in the Picoaza parish in the city of Portoviejo. This place is known for being a very commercial area, for its traditional San Pedro and San Pablo celebrations, and for the joyousness of its people.

This is where Carmen, age 51 lives. She has been separated for several years, but she has nine children from this relationship. Eight of them are adults, and one is 11 years old and goes to school. Two of her children still live with her.

Carmen is a woman who loves to work and to get ahead through her efforts, She make ‘cocada’ (a coconut sweet) that is very well-received by her customers who buy it daily. She prepares this product every day, and then her son delivers it to her customers in the area.

She also works at a restaurant in the city and receives a monthly salary. That is how she earns the daily sustenance for herself and her young son.

She will use the loan to buy coconuts, sugar, and milk to make the sweets. She has been in the communal bank for seven years. Her dream is to give her son the best.

Translated from Spanish by Kiva volunteer Ginny Kalish

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