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Ana Rebeca
Ana is 32 years old, and a single mother of two teenage boys: the 13-year old is in his first year of secondary school, and the 10-year old is in the fifth grade. Approximately 8 years ago, Ana started a small business with the goal of having her own source of income. With her earnings and previous loans given by PANA PANA, she has been able to buy wood to make repairs to her house.

Ana is requesting a loan to finish up the improvements to her house, which is a wooden home on stilts. Her dream is to have a safe home that has the things she needs to live.
View original language description ↓
Tiene 32 años de edad, es madre soltera de 2 adolescentes: el de 13 años estudia su primer año de secundaria y el menor de 10 años cursa su quinto grado de primaria. Con el objetivo de tener su propia fuente de ingreso, desde hace aproximadamente 8 años, estableció un pequeño negocio. Con las ganancias percibidas y créditos anteriores otorgados PANA PANA, le han permitido comprar madera para la reparación de su casa. Solicita financiamiento para concluir la mejora de su vivienda de tambo de madera. Su sueño es tener una vivienda segura que le brinde las condiciones necesarias.

Additional Information

About Pana Pana

Pana Pana is a nonprofit civil association founded in 1990 in Nicaragua. The organization’s official name is Asociacion para el Desarrollo de la Costa Atlantica (Association for the Development of the Atlantic Coast) but they have always been know as Pana Pana which means “mutual help” in the local language.

Pana Pana offers loans for commerce, housing, and a small number of agriculture loans. They also have a small social development unit that runs Pana Pana’s non-financial services. This includes technical assistance for housing loans and the development of a water and sanitation project.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 44
    View loans »
    Nicaragua Loans Fundraising
  • $26,249,100
    Funds lent in using Kiva
  • 25.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Ana Rebeca to finish up the improvements to her wooden house on stilts.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 13, 2014
Jun 20, 2014
Currency Exchange Loss:
Jun 17, 2015