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Ms. Arame is a woman who markets fruit & vegetables. She lives about 17 km from the main city. She is divorced and the mother of one child. She currently lives with her parents. Arame has been active for over ten years buying and selling vegetables, such as sweet potatoes, tomatoes, eggplants, cabbage, carrots, etc. Her workday begins at 9 AM and ends at 7 PM.

With this loan, she is going to purchase some vegetables to resell. She has a table in front of her home. She helps out her parents in covering day-to-day expenses, and she also covers her child’s schooling costs. With support from the microfinance institution, she would like to increase her working capital and diversify her revenues in order to improve her small family’s living conditions.
View original language description ↓
Madame Arame est une femme qui évolue dans la commercialisation des fruits et légumes. Elle habite à environ 17 km de la ville principale. Elle est divorcée et mère d’un enfant. Actuellement, elle vit chez ses parents. Arame s’active depuis plus de 10 ans dans l’achat et la vente de légumes comme les patates douces, les tomates, les aubergines, les choux, carottes etc..Sa journée de travail commence à 09 h du matin pour finir à 19 h le soir.
Avec le crédit, elle va acheter des légumes pour les revendre. Elle dispose d'une table devant chez elle.
Arame aide ses parents dans la dépense quotidienne et paie aussi les frais de scolarité de son enfant.
Avec l’appui de la caisse elle voudrait augmenter son fond de roulement et diversifier ses revenus afin de pouvoir améliorer les conditions de vie de sa petite famille.

Additional Information

More information about this loan

To reach borrowers who would not normally qualify for loans, UIMCEC has developed partnerships with a number of local organizations created by the poor to promote savings and mutual support. Most members of these organizations take group loans from UIMCEC. Some group members have larger businesses requiring more capital, and therefore receive individual loans. To meet their needs, UIMCEC is offering this loan at a lower interest rate with no material guarantee requirement. By supporting this loan, you are helping poor borrowers access credit at  lower interest rates.


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 5
    View loans »
    Senegal Loans Fundraising
  • $15,175,275
    Funds lent in using Kiva
  • 484.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD