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Loan's Group
In this Group: Loan, Mai, Tuyet, Huyen, Tinh, Tam, Thanh, Sau
Loan is 49 years old and lives with her sons and her husband. For the past five years, Loan has been running a business from her house taking care of children to earn an income to support her family. Loan takes care of children while their parents are working. She is the group leader of an eight-member loan group of men and women who live in Ho Chi Minh City.

In the picture, she is in the fourth person from the left wearing a white blouse. Each of the other group members are requesting loans to fund income-generating activities. Loan is requesting a loan to repair her childcare room and the bathroom of her house that she uses for taking care of children. She hopes that through her loan she will be able to provide better conditions for the children and offer a better service to increase her income and save money for any future difficulties facing her family.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Vietnam

  • $5,600
    Average annual income
  • 151
    View loans »
    Vietnam Loans Fundraising
  • $16,208,900
    Funds lent in using Kiva
  • 21,195.4
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Loan's Group's $4,825 loan helped a member to repair the rooms of her house that she uses for her childcare business to provide better conditions for the children.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jun 10, 2014
Jun 16, 2014
Currency Exchange Loss:
Apr 17, 2015