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Maks Joel
Maks, age 21, is an enterprising young man. He is single, and he lives with his family in Lurin. He has worked as an analyst for a financial business in his area for almost two years. It is going very well for him because he is a responsible and hard-working person. He is dedicated to his work, and he is very friendly.

His family is his greatest motivation. That is why he struggles day to day in order to be able to provide them with a better future.

He is very grateful to the Kiva lenders. With the help they have granted him, he will be able to buy a piece of land in order to start building his house. He will be able to improve his family’s quality of life.
View original language description ↓
Maks es un joven emprendedor, tiene 21 años, es soltero y vive en Lurin junto a su familia.
Desde hace casi 2 años trabaja en una Financiera de la zona donde vive como Analista de créditos, le va muy bien porque es una persona responsable, trabajadora, dedicada a su trabajo y muy amable. Su familia es su mayor motivación en la vida, es por ello que día a dí lucha para poder brindarle un futuro mejor.
Maks está agradecido con los prestamistas Kiva porque con el apoyo que le han brindado él podrá comprar un terreno para que empiece a construir su casa y pueda mejorar la calidad de vida de su familia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.


About Peru

  • $12,000
    Average annual income
  • 116
    View loans »
    Peru Loans Fundraising
  • $61,994,300
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD