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Elmir is a 34-year-old man. He has lovely family, a wife and two daughters. His wife is a housewife and helps Elmir in his business. Their elder daughter goes to seventh grade, and the little daughter is going to fifth grade. The family members are IDP (Internally displaced Persons) from Fuzuli city and now live in the Fuzuli region.

Elmir has been in the animal breeding business. He buys little calves, raises them, and sells in the bazaar to earn money. Summer is coming and he wants to vaccinate his animals.

Therefore, he has requested a loan in the amount of 1,000 AZN (Azerbaijan New Manat).

Elmir is thankful to Kiva and lenders for this help.

In the future, he wants to start to produce dairy products and sell them.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $14,860,125
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Elmir to pay for vaccination of his animals.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 2, 2014
Jun 16, 2014
Currency Exchange Loss:
Jul 17, 2015