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Kamsot's Group
In this Group: Kamsot, Toern
A villager from the Banteay Meachey province’s Moungkul Borey district, Kamsot is 27 years old and married. She has two dependent children who are in school.

Kamsot's main source of income is from rice farming. Having been in this business for seven years, she is able to earn a daily income of KHR40,000 to support her family. She saves about KHR20,000 per day for future needs.

This is the eighth loan for Kamsot with Kiva’s partner VisionFund. She is now leading her group. As the leader, she is going to use her portion to buy fertilizers and pesticides for her farmland.

Kamsot hopes to make more income from her business. She hopes to increase her crop yield to make life better for her family and to occupy a bigger house.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 161
    View loans »
    Cambodia Loans Fundraising
  • $41,452,375
    Funds lent in using Kiva
  • 4,012.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kamsot's Group's $500 loan helped a member to buy fertilizers and pesticides for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 12, 2014
Jun 15, 2014
Currency Exchange Loss:
Jun 17, 2015