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Khoern's Group
In this Group: Khoern, Sreymao
Khoern, 35, is married with three dependent children. She lives in a rural village in the Battambang province’s Moung Russey district.

She earns a living through farming rice, while her husband works as a worker to help earn income to support the family. Together, they can earn about 25,000 Cambodian riels (KHR) per day from the current business and save about 15,000 KHR each day for future needs.

This is Khoern's eighth microloan with Kiva’s partner, VisionFund. She successfully used the previous loans to improve her living conditions.

Now leading her group to apply for a loan, Khoern will use her portion to buy fertilizers for her farmland and pay for labour.

She hopes to produce more rice and sell it for a good price to make a better living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 66
    View loans »
    Cambodia Loans Fundraising
  • $41,793,100
    Funds lent in using Kiva
  • 4,012.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Khoern's Group's $425 loan helped a member to buy fertilizers for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 12, 2014
Jun 15, 2014
Currency Exchange Loss:
Jun 17, 2015