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Gemma
As a married parent of seven children, Gemma works hard to support her family.

She has a business buying and selling charcoal in the Philippines, and also earns additional income from a general store. Gemma is borrowing PHP 14,000 through NWTF to purchase more sacks of charcoal to sell in her charcoal business.

Gemma has been sustaining her business activities through her past 8 loans from NWTF. She hopes that her hard work will help her attain her dream to build and expand her business to secure the future of her family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

Tags

About Philippines

  • $7,000
    Average annual income
  • 448
    View loans »
    Philippines Loans Fundraising
  • $69,718,725
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Gemma to purchase more sacks of charcoal to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 20, 2014
Listed
Jun 15, 2014
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2015