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Jamshed is a hardworking, cheerful man. He is the oldest son in his family and only lives with his mother these days as his father died a few years ago. He has been working as a carpenter for more than 5 years, and has a lot of experience building and renovating peoples' homes. By doing this work, he not only earns his own keep, but helps support his mother as well.

Jamshed is preparing to get married soon as he feels it's time to start a family of his own. His mother is helping him with the preparations; he needs to buy a number of things for a wedding dowry, as well as furniture and appliances for a new apartment. He recently found out about Kiva and has decided to seek a loan through Arvand to pay for his wedding dowry. He is hoping for a positive outcome, and would like to thank Arvand in advance for their support.
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Чамшед трудолюбивый и жизнерадостный парень. Он является самым старшим сыном в своей семье. Живёт он с мамой, потому что его отец умер несколько лет назад. Чамшед работает плотником уже боле 5 лет, у него очень хороший опыт по строению и ремонту домов. Этим делом он зарабатывает себе на жизнь и помогает своей маме.

Чамшеда в ближайшее время собирается жениться, так как пришло время создавать семью. Сейчас он вместе со своей мамой готовится к данному мероприятию. Ему необходимо купить много вещей для своего приданного, также мебель в новую квартиру и бытовые принадлежности. Поэтому Чамшед решил обратиться в Арванд, когда узнал о программе Кива, и хочет получить кредит на покупку приданного для своей свадьбы. Он заранее благодарит Арванд за поддержку и очень надеется на положительный результат.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 270
    View loans »
    Tajikistan Loans Fundraising
  • $31,830,925
    Funds lent in using Kiva
  • 4.9
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Jamshed pay for his wedding dowry.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 16, 2014
Jun 12, 2014
Currency Exchange Loss:
Dec 17, 2015