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Youn lives with her brother in a village on an island of the Mekong River, about fifteen kilometers from Phnom Penh City. She has six sons and one daughter. Three of her children are married and live away from home, one is a garment factory worker, two attend school and another one works for a hospital.
Youn sells fast food in her local primary school, while her husband works for a hospital. Youn’s home does not have a stair rail (shown in photo), and she is afraid of someone having an accident and falling down from the house. That’s why she decided to apply for a loan to put a stair rail on her house. She will use the rest of the loan to build a restroom for her family's use because she does not have a proper restroom.

Additional Information


MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Cambodia

  • $2,600
    Average annual income
  • 93
    View loans »
    Cambodia Loans Fundraising
  • $41,820,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Youn to put a stair rail on her house and build a restroom for her family's use.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
May 26, 2014
Jun 14, 2014
Currency Exchange Loss:
Feb 21, 2016