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La Divina De La Union Group
In this Group: Maribel , Virginia Angelica , Lourdes Evarista , Anamelba, Emma Lucy , Wilfredo

Update on La Divina De La Union Group

Fifty-year-old Wilfredo lives with his partner and is a father to one son. Wilfredo has been a taxi driver for twelve years; this job is his only source of income. Wilfredo works a lot in order to give his son a good education and to prosper with his family. Wilfredo has regular customers, generating profits that allow him to cover household costs. In the future Wilfredo would like to own his own car, in order to earn higher profits. This loan will be invested in buying spare car parts so that his passengers may travel more safely.

Wilfredo and all of the members of this loan group are grateful to Kiva for this loan, and for the trust being put in them. In the photo, Wilfredo is the only man. Wilfredo ends this message promising that he will achieve all of his targets.
View original language description ↓
El Sr. WILFREDO de 50 años de edad conviviente y padre de 1 hijo, el Sr. Wilfredo es taxista ya hace unos 12 años el cual es su único fuente de ingreso, trabaja mucho para poder darle una buena educación a su hijo y salir adelante con su familia. El Sr. Wilfredo tiene clientes fijos el cual le ha generado ganancias para poder cubrir los gastos de su hogar, En el futuro le gustaría tener su propio carro, para obtener mayores ganancias económicas. Con el préstamo otorgado lo invertirá en comprar repuestos para el carro Y así sus clientes puedan ir bien seguros. A la vez Sr. Wilfredo y todos los integrantes se encuentran agradecidos con Kiva por el préstamo otorgado y por la confianza que se les ha sido brindada. El Sr. Wilfredo es el único caballero de la foto , Se despide Dejando la promesa que cumplirá todas sus metas propuestas.

Previous Loan Details

Lourdes is 41 years old, is married and has two children. She has had a small grocery store for the past six years and has been able to build loyalty with her customers which has generated income for her to cover her household expenses. In the future she would like to have her own store where sh... More from La Divina De La Union Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 47
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Divina De La Union Group's $2,800 loan helped a member to buy spare car parts.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 9, 2014
Jun 18, 2014
Currency Exchange Loss:
Jan 17, 2015