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Rosa Nelly
Rosa is 32 years old and she has been working as a farmer for several years. This job has given her the necessary ability and knowledge to take care of her crops. Her main crops are corn and beans. She commercializes her crops in agencies that do the buying and selling of basic grains, these are close to her residence. With the profits she gets from her sales, she helps cover the family expenses. She lives in her own house with her husband.

She is requesting a loan to be able to buy farming supplies to help her cultivate her crops, such as: compost, seeds, fertilizers, and to improve the land shown in the picture. She’ll be able to have a better income and she’ll keep contributing to her household expenses without restrictions.
View original language description ↓
rosa de 32 años de edad se dedica a la agricultura desde hace varios años y eso le ha dado la capacidad y el conocimiento necesario para asistir sus cultivos, su principal siembra es el maíz y el frijol, comercializa sus cultivos en agencias de compra-venta de granos básicos que están cerca de su lugar de residencia, con las ganancias que obtiene de sus ventas ayuda en los gastos que su familia tiene, vive en casa propia con su esposo ella esta solicitando un crédito para poder comprar insumos agrícolas que le ayuden en la siembra de sus cultivos como: abonos, semillas, fertilizantes, y mejorar el terreno que es el que muestra la fotografía y así poder tener mejores ganancias y seguir ayudando el los gastos de su casa sin ninguna limitación.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 552
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Rosa Nelly to buy compost, seeds, fertilizers, and to improve the land.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 30, 2014
Jun 18, 2014
Currency Exchange Loss:
May 17, 2015