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Yeny Sarai
Yeny is 24 years old. She is a hard worker with talent in the field of cosmetology. She is known for her various haircuts and treatments where she lives that she does for either sex. She has a styling and cosmetology center. She received her studies at a local school getting her general diploma.

She is married and her husband works in agriculture. This family gets up very early every day to work. She walks to her work very early and her husband goes off to work in the fields. So the family does a lot of work each day in order to have a better future.

Yeny learned this trade 6 years ago. She learned at a time when she didn't have the money to take a long course. So she opted for cosmetology and she gained lots of experience in this field. The loan that she is requesting from CREDICAMPO is to buy dyes, shampoo, conditioners, creams, make-up, etc. It will be used to buy merchandise to stock her family business which is her small beauty salon. This will allow her to live and support her family. Yeny's plans for the future are to open another shop, improve her business with more innovative products and to have more income for her and her family.
View original language description ↓

Yeny de 24 años de edad, es una persona laboriosa, con muy buen talento en la cosmetologia, donde ella vive la reconocen por los diferentes peinados y tratamientos que le hacen a ambos sexos, ella tiene un centro de estilismo y cosmetologia, Sus estudios obtenidos fueron en un centro escolar de la localidad, estudiando bachiller general. Ella es casada y él se dedica a la agricultura. Esta familia todos los días se levantan muy temprano a trabajar,ella se encamina hacia su trabajo desde muy temprano, y su esposo se va hacia al campo a cultivar la tierra,es a si como cada día esta familia desarrolla largas faenas para un futuro mejor.

Yeny aprendió este oficio hace 6 años, esto lo aprendió cuando ella no tenia dinero para estudiar una carrera muy larga por eso opto por estudiar cosmetologia y estilismo, así fue adquiriendo muchos conocimientos en esta área.

El préstamo que esta soliictando a CREDICAMPO, es para comprar tintes, shampoo, acondiacionador, cremas, maquillaje, etc. sera utilizado en la compra de mercadería para surtir el negocio familiar que es pequeño salón de belleza, el cual les permite sobrevivir y llevar el sustento a su familia.

Yeny planea a futuro tener otro local, mejorar este negocio con mas productos innovadores y poder tener mejores ingresos para ella y su familia.

Additional Information

More information about this loan

This loan is part of a project to help young men and women in El Salvador (under age 26) launch their own businesses. The field partner is reducing the guarantee for these individuals, who normally would not have access to loans due to their lack of experience. Unemployment for young people is high in El Salvador, a fact that motivates many of them to leave the country instead of searching for work. Aside from access to financing, clients will also be grouped together according to their business types to receive training from CrediCampo's social development unit, and to share advice and support with one another.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 697
    View loans »
    El Salvador Loans Fundraising
  • $29,576,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Yeny Sarai to buy dyes, shampoo, conditioners, creams, make-up, etc.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 16, 2014
Jun 18, 2014
Currency Exchange Loss:
Sep 17, 2015