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Manne Du Ciel B Group
In this Group: Marie Claire, Tabu, Lucie, Ajabu
This client, Marie Claire, is a merchant and a member of the business collective “Manne du Ciel B”. An entrepreneur, she is 54 years old, a widow, and the mother of seven children, of whom three are in school, and four others are finished with school. This client is a vendor of corn. She has been in this business for ten years. She displays her merchandise at home located on a busy local avenue. She started her business with funds from her husband when he was alive.

This new loan is going to be used to purchase 42 sacks of corn. Thus, she would like to provide schooling, clothing, and food for her children.

In conclusion, she thanks Hekima very much for supporting autonomy among unbanked women entrepreneurs, especially during this critical moment post-conflict in the country’s east. It should be noted that one client is carrying her baby.
View original language description ↓
La cliente Marie Claire est une commerçante et membre d’un collectif d’affaires «Manne du Ciel B », entrepreneur, âgée de 54 ans, veuve et mère de 7 enfants, dont 3 scolarisés et 4 autres ont terminé leurs études. La cliente est une vendeuse de maïs. Elle étale sa marchandise à domicile dans une avenue mouvementée de la place. Elle commença ses business avec de fonds reçu de son mari, lors de son vivant. Il y a 10 ans qu’elle exerce cette activité. Ce nouveau prêt va la servir d’acheter 42 sacs de maïs. Ainsi, elle souhaite scolariser, vêtir, et nourrir ses enfants. Au finish, elle remercie fortement Hekima pour l’autonomisation des femmes entrepreneurs non bancables, surtout; pendant ce moment critique post conflits dans la région de l’Est du pays. Il sied de signaler qu’une cliente porte son bébé.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 2
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,512,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Manne Du Ciel B Group's $8,800 loan helped a member to purchase 42 sacks of corn.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 14, 2014
Jun 17, 2014
Currency Exchange Loss:
Nov 17, 2014