- Congo (Dem. Rep.)AgricultureFunding via Programme d'Appui aux Initiatives de Développement Economique au Kivu (PAIDEK)
- Congo (Dem. Rep.)FoodFunding via Programme d'Appui aux Initiatives de Développement Economique au Kivu (PAIDEK)
- Congo (Dem. Rep.)ClothingFunding via Programme d'Appui aux Initiatives de Développement Economique au Kivu (PAIDEK)
Manne Du Ciel Group
She started her business with initial capital from her blood relatives. Later on, she benefited from a loan from the microfinance institution Hekima. She has been in this business for 30 years. This new loan will be used to purchase 50 cases of soft drinks and 100 cases of Primus beer, etc. Thus, she would like to build a nice house and provide schooling and food for her children.
In conclusion, she thanks Hekima very much for supporting autonomy among small-scale entrepreneurs excluded from the traditional banking system.
Important InformationHEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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About Congo (Dem. Rep.)
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Success!! The loan was 100% repaid