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Yunly, age 49, is married and a mother of five children, all of whom are still dependent.

This is the first time for Yunly to be a Kiva borrower and appear on the website. She is a resident of Kang Meas district, where she and her spouse help each other cultivate land for growing rice. Yunly has taken a loan for USD 2,000 to build a latrine for her household. She will buy construction materials needed and pay for labors costs. This will enable her to build a healthy family and protect her family members from unexpected illness.

She is grateful for the loan granted through HKL, which has a much lower interest rate than the usual for this kind of loan product.

Additional Information

More information about this loan

This loan is part of HKL's new water and sanitation loan program designed to help improve living standards of poor and low-income people living in Cambodia. Loans under the program are directed at various products that help improve access to clean water and improved sanitation facilities including loans for water tanks, filters, wells, distribution, and latrines. These loans help to reduce rates of waterborne disease, improve health, and increase economic outcomes for poor families. HKL has designed this social loan product to feature a lower rate than typical.

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 81
    View loans »
    Cambodia Loans Fundraising
  • $41,788,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Yunly to build a latrine.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 12, 2014
Jun 14, 2014
Currency Exchange Loss:
Mar 17, 2015