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Herminia Isabel
Herminia Isabel is the mother of four children, two of which are at her care. She works as a merchant at one of the markets in the city of Leon. She has been doing this as of 23 years ago. She starts her workday at 9 am and ends at 5.30 pm, Monday through Saturday. She does this activity to provide for her family.

Herminia has applied for a loan at Ceprodel to buy pants, shirts, shorts, skirts, among other products. This will allow her to increase her customers and her working capital.
View original language description ↓
La señora Herminia Isabel, es madre de cuatro hijos de los cuales dos están a su cargo y labora como comerciante en uno de los mercados de la ciudad de león, desempaña esta labor desde hace 23 años, inicia sus labores 09:00 am finalizando a las 05:30 pm con este mismo horario de lunes a sábado, ella realiza esta labor para el sustento de su hogar.

Doña Herminia solicito un crédito a Ceprodel el que utilizo para la compra de pantalones, camisas, shores, faldas, entre otros productos, esto le permitirá incrementar su clientela y así poder aumentar su capital de trabajo.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.


About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Herminia Isabel to buy pants, shirts, shorts, skirts, girl’s dresses, scarves, towels, pajamas etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 12, 2014
Jun 18, 2014
Currency Exchange Loss:
Oct 30, 2015