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Lilia lives with her children in Vanadzor city in the Lori region. She has a daughter and two sons. Her elder son works in the Russian Federation and from there, he transfers money for his family and greatly supports them financially. Lilia’s younger son is disabled. Her daughter is in her last year of studying at the economics college. Lilia works very hard as a cleaner to sustain her family needs. Her husband died several years ago during liberation fights in the Nagorno Karabakh conflict. Despite being alone with many hardships, Lilia tries to overcome and solve her family’s problems.
She asks for this loan since her daughter is graduating from her college and there are a lot of costs connected with it. She also dreams for her daughter to continue her education and have a higher degree. So she wants her to attend private courses and become a highly knowledgeable economist.

Additional Information

More information about this loan

This loan is part of Nor Horizon's education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. It is also provided for teachers who need to invest in assets for their profession. Funds can be used for partial or complete payment of expenses related to higher education. By supporting this loan, you're enabling access to education for students with limited options, or assisting teachers in accessing the resources needed in order to better educate their students.

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 137
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • 413.1
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Lilia to pay costs connected with her daughter's college graduation.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 16, 2014
Jun 13, 2014
Currency Exchange Loss:
Mar 17, 2016