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Muzafar is 36 years old. This positive young man is married and has a big, happy family. He has three beautiful children. Muzafar must work hard to support such a large family. He works in livestock and milk processing. His wife helps him with the work. The income they make from cattle breeding and milk sales is spent on their family and helping out their elderly parents a little. Muzafar wants to give his children a good education. It is his dream since he could not get a good education himself. To make his dream a reality, he has to work more and increase his business. He is lacking a little of the money needed to expand his herd. Muzafar has taken out a loan from Arvand in the past, and since the service and conditions of the bank loan satisfy his needs, he decided to re-apply to Arvand. He is really hoping for your support.
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Музафару 36 лет. Этот положительный молодой человек женат и имеет большую дружную семью. У него трое прекрасных детей. Для содержания такой большой семьи Музафару приходится много трудиться. Он занимается животноводством и переработкой молока. В этом деле ему помогает и жена. Полученный доход от содержания крупного рогатого скота и продажи молока они расходуют на семью и понемногу помогают пожилым родителям. Музафар хочет дать хорошее образование детям . Это является его мечтой так, как сам он не смог получить хорошее образование. Для воплощения его мечты в реальность он должен трудиться ещё больше и увеличивать свой бизнес. Для увеличения поголовья ему не достает небольшой суммы. Музафар брал в прошлом кредит в "Арванде" и так, как обслуживание и условия предоставления кредита в этом банке удовлетворяют его потребности он решил повторно обратиться в Арванд.Очень надеется на поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 223
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.9
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Muzafar buy a calf.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 19, 2014
Jun 11, 2014
Currency Exchange Loss:
Jun 21, 2015