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Elsie is 48 years old and has five children. She is married and has two children who are in school.

Elsie and her family survived super typhoon Haiyan which swept through the Philippines last November 8, 2013, but her business and family home were wiped out.

Elsie is taking out a housing loan amounting to PHP 7,500 to purchase building materials and pay for construction labor to build a house for her family.

Elsie has been an NWTF borrower since 2012.

With your help, Elsie can rebuild her house and rebound from the devastation of super typhoon Haiyan. In the future she would like to save enough to secure the future of her family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Philippines

  • $7,000
    Average annual income
  • 352
    View loans »
    Philippines Loans Fundraising
  • $70,673,000
    Funds lent in using Kiva
  • 43.6
    Philippines Pesos (PHP) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $175 helped Elsie to purchase building materials and pay for construction labor.
39% repaid
Repayment Term
60 months (Additional Information)
Repayment Schedule
May 20, 2014
Jun 12, 2014
Currency Exchange Loss: