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Ya's Group
In this Group: Ya, Yav, Chanthou
Ya is 52 years old and married. She lives with her husband and ten children in a rural area located in the Dambae district of Cambodia. She has been growing cassava and farming rice for 10 years. Her husband also works for others for a fee. The current business earns her family about 36,000 KHR per day to feed the family. She manages to save about 20,000 KHR each day.

This is the sixth loan for Ya with Kiva’s partner VisionFund. Ya is now leading her group to ask for a loan. She wants to use her portion to buy fertilizers and seeds for her farmland. She hopes this loan will enable her to increase her family’s business and earn more income to make a better living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Cambodia

  • $2,600
    Average annual income
  • 159
    View loans »
    Cambodia Loans Fundraising
  • $41,521,100
    Funds lent in using Kiva
  • 4,050.2
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ya's Group's $1,250 loan helped a member to buy fertilizers and seeds.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
May 8, 2014
Jun 12, 2014
Currency Exchange Loss:
May 17, 2015