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Charity finds pleasure in doing her gardening activities. She is not only pursuing her hobby; she earns an income from it, as well. At the age of 30 and married, she busies herself to sufficiently provide for the family. Charity grabbed the opportunity to become a full fledged member of PMPC. She credits the cooperative with providing capital to support her gardening activities. Recently, she applied for a loan to purchase gardening tools and fertilizers. In the future, she wishes to become the supplier of fruit seedlings in the neighboring towns.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 431
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Charity to purchase gardening tools and fertilizers.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 22, 2014
Jun 11, 2014
Currency Exchange Loss:
Oct 23, 2014