A loan of $3,000 helped to purchase two cows and a harvesting machine.


Laura's story

Laura is married and is a young farmer from Norashenik village of Syunik region. She lives with her husband and father-in-law. Laura's husband and father-n-law work in construction. The family works hard to earn a living. With help of her family members Laura is engaged in cattle breeding and in cultivation of wheat. She sells the agricultural products in the local market, which is an important source of income for the family.

Laura requested her first loan for $3,000, which she will use to purchase two cows and a harvesting machine. This loan has been approved within the framework of the new joint initiative of Kiva and SEF. The first-chance loan program provides loans to people who did not have access to credit products before, because they have no credit history.



Loan details


Lenders and lending teams



Loan details