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Ho's Group
In this Group: Ho, Sokhom, Han
Ho, 62, is a local farmer who grows rice and vegetables as the primary source of income and works for others for a fee as the secondary source of income. Battambang province’s Thmor Koul district is her residential area where her crops are grown.

This is the seventh loan for Ho with VisionFund (Kiva’s partner). The positive impact of her past loans has helped her to uplift her lifestyle in a gradual pace. Now, she teams up in a group of three to get a new loan. As the leader, she will spend her entire loan portion to dig a pond to get water for her crops. She highly believes that she can earn more income than before.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Cambodia

  • $2,600
    Average annual income
  • 76
    View loans »
    Cambodia Loans Fundraising
  • $41,788,200
    Funds lent in using Kiva
  • 4,010.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ho's Group's $850 loan helped a member to dig a pond to get water for her crops.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 8, 2014
Jun 10, 2014
Currency Exchange Loss:
Aug 17, 2015