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Gertrude Nakamya’S Group
In this Group: Gertrude, Christine, Mastula, Aidah
Gertrude is the leader of a 4-member group. She is a 43-year-old, married woman with 6 children aged between 26 and 7. Four of her children go to school. Gertrude takes care of two additional family members. She resides in and owns a five-roomed house where eight people are living in all. They don’t have electricity and piped water at home. The family gets three meals a day.

Gertrude resides and works in a semi-urban area which is on the outskirts of Kampala. She sells fish in Nakulabye market and buys the fish from Kimme Island in Lake Victoria. Gertrude uses public transport to and from the island. She sells to all categories of people, mainly wholesale, and works four days a week. Her monthly expenses include school fees, medication, and feeding the family.

Gertrude has been with MCDT for five years and is presently servicing her tenth loan, working all this while with the same group mates. She wants to use this loan to increase the inventory of her business.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 131
    View loans »
    Uganda Loans Fundraising
  • $33,608,925
    Funds lent in using Kiva
  • 2,000.0
    Uganda Shillings (UGX) = $1 USD