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Jacel is 20 years old and is the youngest of three children in her family. Her mother Lila supports the family through her general store business in the Philippines.

Jacel is studying for a Bachelor of Science in Information Technology and is currently in the third year of this 4-year course. Jacel is borrowing 20,000 PHP to pay for tuition fees for the first semester of the 2014-15 school year. When she graduates, Jacel plans to be gainfully employed.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 385
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Jacel to pay for tuition fees.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 4, 2014
Jun 20, 2014
Currency Exchange Loss:
Jan 25, 2015