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Miraflor is 33 years old and lives in a small town of Mahayag, Zamboanga del Sur with her husband and two children. Miraflor grows rice. She has been doing this for 10 years. She asks for a loan to pay for labor and to purchase fertilizer to improve the production. In the future, she wishes that her children will finish their studies and live a good life.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.


About Philippines

  • $7,000
    Average annual income
  • 347
    View loans »
    Philippines Loans Fundraising
  • $70,724,275
    Funds lent in using Kiva
  • 43.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Miraflor to pay for labor and to purchase fertilizer to improve rice production.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 14, 2014
Jun 10, 2014
Currency Exchange Loss:
Dec 17, 2015