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Update on Fatmata

This is 27 year-old Fatmata. She is married and has one three-year-old child, who attends school. She has one additional dependent, who lives with her to be fostered.

In 2010, Fatmata established her business to sell paracetamol tablets, blood tonics, vitamins, baby food, pain relief medicine, glucose, and other products. She was introduced to the business by her foster parents. She married and her husband helped her to establish the business.

She works six days a week, 14 hours a day to earn 2,500,5000 SLL every month. She would like a loan in the amount of 5,000,000 SLL. Fatmat has already received and successfully repaid 2 loans, and now requires a new loan to purchase cartons of blood syrup, ciprofloxacin, and chloramphenical capsules.

Fatmata has started building the house and she has taken an entrance exam for a nursing course. This loan will help to generate more income. She is ambitious and committed to her business.

She thanks you for your support.

Previous Loan Details

This is 26 year-old Fatmata. She is married and has one three-year-old child, who is a school-going child. She has one additional dependent, who lives with her to be fostered. In 2010, Fatmata established her business selling paracetamol tablets, blood tonic, vitamins, baby food, ORS, pain r... More from Fatmata's previous loan »

Additional Information

More information about this loan

This loan is to a borrower living in Sierra Leone, one of the countries in West Africa currently experiencing an Ebola outbreak. The epidemic is the largest in history, claiming thousands of lives and deeply affecting the national economy. This partner is continuing to operate throughout the outbreak, but accordingly these loans will have a higher risk associated with them. Learn more about the epidemic here

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Sierra Leone

  • $2,100
    Average annual income
  • 40
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,340.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Fatmata to purchase pharmaceuticals.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 23, 2014
Jun 10, 2014
Currency Exchange Loss:
Mar 10, 2015
This photo was used before for a previous loan for Fatmata. It was first posted on Kiva on Feb, 2013. Learn More