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This is 33 year-old Margaret. She is married and has a 6-year-old child. She has 1 additional dependent who attends school and helps with domestic work.

In 2012, Margaret established her drink business to help in the smooth running of the home. She also works in an institution. Though she normally receives a monthly income, she thought it better to have an additional income in order to improve her family's status.

She works 7 days a week, 11 hours a day. She would like a loan in the amount of 3,000,000 SLL to purchase cartons of soft drinks. In the future, Margaret plans to acquire subsequent loans in order to improve her business. The loan will provide additional capital for her business which is a great help for growth.

She thanks you for your support.

Additional Information

More information about this loan

This loan is to a borrower living in Sierra Leone, one of the countries in West Africa currently experiencing an Ebola outbreak. The epidemic is the largest in history, claiming thousands of lives and deeply affecting the national economy. This partner is continuing to operate throughout the outbreak, but accordingly these loans will have a higher risk associated with them. Learn more about the epidemic here

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.


About Sierra Leone

  • $2,100
    Average annual income
  • 48
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,550
    Funds lent in using Kiva
  • 4,340.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Margaret to buy a variety of drinks.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 23, 2014
Jun 10, 2014
Currency Exchange Loss:
Mar 10, 2015