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Geovany Isaias
Geovany is 40 years old and lives in his own home with his wife and their 8-year-old daughter and 4-year-old son. Geovany makes a living by selling staple crops like beans and rice. This way, he earns a living and supports his household.

Geovany requests this loan from FUSAI to invest in the purchase of cement, sand, gravel, mesh, and cement posts to cement the floor of his home and to build a fence around his land.
View original language description ↓
Geovany tiene 40 años de edad y habita en casa propia junto a su compañero de vida y su hija de 8 años y su hijo de 4 años de edad. Geovany se dedica a la venta de granos básicos como frijoles y arroz. De esta forma se gana la vida y lleva el sustento a su hogar. Geovany solicita este crédito a FUSAI para invertir en la compra cemento, arena, grava, tela metálica, y postes de cemento para encementar el piso de la vivienda y para cercar el terreno.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 554
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $500 helped Geovany Isaias to purchase cement, sand, gravel, mesh, and cement posts to cement the floor of his home and to build a fence around his land.
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 6, 2014
Jun 16, 2014
Currency Exchange Loss:
Jul 16, 2014