Vegaspamba (Gualaceo) Group
One of the members of this group is Mariela. She is 27, married and from her marriage has an eight year old daughter. Her husband works as a bricklayer and they own the house they live in. Mariela is a hardworking member who takes care of her home and also farms. What she grows is for household consumption, and she also raises guinea pigs and works as a laborer in a tomato greenhouse Monday through Friday. In her free time, or in the evening, she makes rope to sell. She learned this activity from her parents. The money from the loan is to buy cabuya to make the rope. Her goal is to get ahead.
Una de las socias de este grupo es la Señora Mariela, tiene 27 años de edad, es casada y fruto de su unión conyugal ha concebido una hija de 8 años de edad, su esposo labora como albañil, la casa en la que viven es propia.
Doña Mariela es una socia trabajadora que se dedica a cuidar de su hogar y a la agricultura, lo que cultiva es para el consumo de su hogar, también se dedica a la cría de cuyes y trabaja como jornalera cuidando un invernadero de tomates de lunes a viernes, en su tiempo libre o por las noches fabrica sogas para la venta, esta actividad aprendió de sus padres. El dinero de su crédito es para la compra de cabuya para la elaboración de sogas. Su meta es salir adelante.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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