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Modesto Alberto
Modesto, 45, lives with his life partner and his daughter. He makes a living in agriculture, specifically growing corn and beans. He has many years of experience in this field and has valuable experience that allows him to get the best harvests.

Modesto's land is located in an agricultural area. He sells in all the nearby areas and has a lot of steady customers who always prefer his product because of the quality, affordable prices, and incomparable service.

He wants to buy agricultural inputs but he needs capital. He's asking Integral for a loan to buy seeds, soil amendments, insecticide, fertilizer, pest control, tools, etc., and to improve the plot of land shown in the photograph.

Modesto has a good payment record and is sure he'll be able to pay back the debt on time. He also trusts he'll be able to give his family the life they deserve.
View original language description ↓
Don modesto de 45 años de edad vive junto a su compañera de vida y sus hijas; el se dedica a la agricultura específicamente al cultivo de maíz y frijol, tiene muchos años de trabajar en este rubro y se ha hecho de experiencia muy valiosa que le permite obtener las mejores cosechas , el terreno de cultivo está ubicado en una zona de incidencia agrícola, el comercia en todas las zonas aledañas y ya tiene mucha clientela fija, estas personas siempre prefieren su producto pues es de calidad y a precios realmente accesibles además el servicio es inigualable, el quiere invertir en insumos agrícolas pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar semillas, abono, insecticida, fertilizantes, controles de plagas herramienta, etc. y mejorar el terreno que muestra la fotografía, Don modesto tiene buenas referencias de pago y está seguro que podrá saldar su deuda a tiempo, y a la vez tiene la confianza que podrá darle a su familia la vida que se merecen.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 440
    View loans »
    El Salvador Loans Fundraising
  • $31,312,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $800 helped Modesto Alberto to buy agricultural inputs and to improve his land.
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 12, 2014
Jun 17, 2014
Currency Exchange Loss:
Jul 17, 2014