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Teresita is 48 years old and married with five children. She works hard to provide for her family.

She runs a general store in the Philippines, and requested a PHP 13,000 loan through NWTF to purchase additional groceries to sell in her general store.

Teresita has borrowed and paid four loans from NWTF before this loan. She has been running the general store for 10 years, and also earns additional income from food vending.

Teresita aspires to save enough money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.


About Philippines

  • $7,000
    Average annual income
  • 420
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Teresita to purchase additional groceries to sell in her general store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 30, 2014
Jun 9, 2014
Currency Exchange Loss:
Dec 17, 2014