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Phalin's Group
In this Group: Phalin, Neykim, Sreymom
Phalin is aged 39 and married. She has three children. Living in a village of the Tbaung Khmum district, Phalin is a rice farmer, while her husband works as a paid worker. Also, having been in a pig business for 21 years, she manages to earn about 35,000KHR per day to feed her family and children. She has been with VisionFund for one cycle and now she is leading her group to apply for a new loan. Phalin wants to use her portion to buy fertilizers and seeds for her farmland. She hopes this loan will enable her to earn more income from her current business.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Cambodia

  • $2,600
    Average annual income
  • 83
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • 4,057.0
    Cambodia Riels (KHR) = $1 USD
A portion of Phalin's Group's $800 loan helped a member to buy fertilizers and seeds for her farmland.
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
May 6, 2014
Jun 8, 2014
Currency Exchange Loss:
Jul 8, 2014