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Tweyambe Mutukula Group
In this Group: Fatuma, Sunday, Adija , Annet , Joyce, Faith , Jane , Aida, Kasunga, Paulo, Jackson, Mariam, Juma, Janati, Christine , Aidah, Annet
Adija is shown in the photo with her hand raised. She is a fifty-year-old widowed woman with seven children who livs in Bundibugyo Uganda.

She sells garments for women (commonly known as Bitenge) and has a cocoa business to earn additional income. She has sold clothing since 1989 and it has helped her to educate her children. Her cocoa business is challenged by the changing seasons and competition affects her clothing business.

She dreams of completing her house and educating her children in good schools. She wants a loan to buy more women's garments to sell.

The photo shows many members who have guaranteed each other but some have not taken the loan.

Additional Information

More information about this loan

This loan is part of HOFOKAM's program targeting poor and geographically excluded populations in Western Uganda. In addition to loans, it provides social and business training programs to low-income entrepreneurs and their communities. Since 2003, HOFOKAM has provided sustainable financial and non-financial services to promote social, economic and sustainable land development and improve the quality of life for vulnerable populations. The organization has a clear vested interest in underserved communities with its headquarters in rural Fort Portal and a number of branches in extremely remote areas.

Important Information

This loan provides farmers and low-income entrepreneurs from underserved rural areas with access to financial services. By supporting this loan, you allow more farmers and rural entrepreneurs to access capital.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Uganda

  • $1,800
    Average annual income
  • 118
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,550.0
    Uganda Shillings (UGX) = $1 USD
A portion of Tweyambe Mutukula Group's $4,600 loan helped a member to buy women's garments to sell.
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 14, 2014
Jun 8, 2014
Currency Exchange Loss:
Jul 8, 2014