Rakia Z. is 59 years old, married, and the mother of four children. Two of her children are married and living in their matrimonial homes, while the other two are still in school. She has been a trader for fifteen years, and she is hard-working and enterprising. She sells food such as maize, plantains, beans, groundnuts, and gari in the neighborhood to her loyal customers. She treks to the northern part of Ghana to purchase her supplies. She says her business is very lucrative. Therefore, she wants to expand her inventory to generate enough additional income to rent a store room. Rakia is a member of the group called “Matit” ("God will provide") Trust Group. Members agree to guarantee for each other as social collateral and assist one another to repay the loan. Her picture was taken during their group meeting.