A loan of $1,475 helped to buy farming supplies to help her coffee crops.

Maria Otilia's story

Thanks to the support provided by Kiva in alliance with "COMIXMUL", María used her first loan to buy the farming supplies that her coffee crops needed. She bought urea, which gave the coffee a better colour and foliage; she bought fertilisers so that the plants would develop better and to have a higher yield; in addition María bought metalosate, a product which helps prevent ice from penetrating the harvest.

Before this loan, María's life was very difficult because she had to borrow money from private individuals at high interest rates. She had to offer the coffee harvest as a guarantor, and was paid a very small price for it. Profits were lower but this loan changed all of this.

María is now applying for a second loan to invest in her coffee crops. The harvest from her first loan allowed María to pay off her loan and her profits were invested in making improvements to her crops. Before she did not have a high yield and parts were rotting. María again needs to help her coffee crops to grow.

Translated from Spanish by Kiva volunteer Iain Gaw

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