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Shungu Dzemoyo Group
In this Group: Tsitsi, Itayi, Selina, Alice , Prisca
This is Thrive’s Shungu Dzemoyo Group. Tsitsi is the Chairlady of the group and she is the one seated in the middle with a lovely smile. Tsitsi is 51 years old and lives in Glenview, a high density suburb in Harare, Zimbabwe. She stays with her husband who is now a pensioner and five children.
Tsitsi sells Bibles at very affordable prices for a living, she has shown us some of her stock in the photo. Her husband is no longer employed and the pension they receive falls short of the family’s needs, especially when it comes to paying school fees for their five children. She is travels to South Africa once in two months for her bibles. She supplies churches, preschools and individuals with bibles of different languages and versions. Due to inadequate financial resources, Tsitsi cannot meet the demand from her customers.
A portion of the group’s USD1550 loan will help Tsitsi grow her small business of bible selling and meet the growing demand. This way she will be able to provide for their family and also to spread the word.

Additional Information


THRIVE Microfinance is a for-profit microfinance institution in Zimbabwe that was founded in 2012 by former Kiva Fellow Henry Bartram. The organization provides productive business loans that utilize the group lending methodology, lends only to women, and provides auxiliary training before and after loans.
Thrive is a small organisation with limited funds for fundraising. With your help, they have just passed a significant milestone of training and lending to 5,000 small business women in Zimbabwe. You can find out more at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Zimbabwe

  • $2,000
    Average annual income
  • 6
    View loans »
    Zimbabwe Loans Fundraising
  • $4,195,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Shungu Dzemoyo Group's $1,550 loan helped a member to buy bibles and other religious texts for resale.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 27, 2014
Jun 3, 2014
Currency Exchange Loss:
Jan 17, 2015