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Dixon is 37 years old, and he is married. He lives with his wife, who is his greatest priority. With his loan, he intends to purchase fertilizers and fungicides, and pay wages for workers tending the coffee. Additionally, he will buy some seedlings in order to replant when the rains begin, so that the plant density in the area will increase, taking advantage of the good soil, climate conditions, and other factors that favor coffee cultivation.

With these improvements to the coffee crops, he hopes to earn a little more, and thus improve the living conditions of his family, and accomplish some goals. This is the first loan that he has received from FUDESUCOR. He has not had other loans with state banks before, but FUDESCOR has made it easier for him to receive the loan; and the interest rate is much lower.
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Dixon, tiene la edad de 37 años, está casado, vive con su esposa que es su mayor prioridad. Con su crédito pretende hacer la compra de fertilizantes, fungicidas y pagar mano de obra en trabajos de asistencia para el café, además de comprar algunas plantas de almácigo para hacer resiembras a inicio de lluvias esto con el objetivo de aumentar la densidad de plantas por área, además de aprovechar la buena fertilidad del suelo y las condiciones de clima y otras que favorecen al cultivo de café. Con estas mejoras al cultivo espera obtener un poco de ganancias y así mejorar las condiciones de vida de su familia y también invertir un poco más en el área de cultivo y también cumplir algunas metas. Es el primer préstamo que recibido de FUDECOSUR. Él no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 1
    View loans »
    Costa Rica Loans Fundraising
  • $4,810,400
    Funds lent in using Kiva
  • 553.4
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Dixon tend his coffee crop.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
May 27, 2014
Jun 13, 2014
Currency Exchange Loss:
Nov 29, 2014