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Divina Misericordia Group
In this Group: Delsy, Maria, Ana, Rosy, Lide, Elizabeth, Eusebia, Juana, Julia, Mirian, Syndi, Edelina, Mariela, Valentina, Nimia*, Carolina*, Jorgelina*
* not pictured
Divina Misericordia is in its second cycle of the women's committee program, where all the women promise to work and help each other to be successful. They are striving to eliminate poverty, as two of the women find themselves below the poverty line.

One of them is Elizabeth, who sells various cosmetics door to door. She is a very hard-working woman who through her effort and sacrifice is becoming successful. She says that she would like to keep working in order to continue helping her family with her income. She asks for this loan to be able to buy more cosmetics in order to continue with her sales, fulfilling the orders of her customers.
View original language description ↓
Divina Misericordia está en el segundo ciclo del programa de comité de mujeres, donde todas se comprometieron a trabajar y a ayudarse entre todas para salir adelante. Están haciendo la encuesta de eliminación de pobreza, donde dos de las señoras se encuentran por debajo de la línea de pobreza.
Una de ellas es la señora Elizabeth, quien se dedica a la venta de cosméticos variados que vende de manera ambulante. Ella es una mujer muy trabajadora que por medio de su esfuerzo y sacrificio está saliendo adelante. Comenta que le gustaría seguir trabajando para poder seguir ayudando a su familia por medio de sus ingresos.
Pide este préstamo para poder comprar más cosméticos, de manera a seguir con sus ventas, cumpliendo con los pedidos de sus clientes.

Additional Information

More information about this loan

This loan is part of the innovative “Poverty Stoplight” program developed by Fundación Paraguaya for women living in poverty. A “stoplight” measurement tool is used to help borrowers self-identify the type of poverty that affects them most (lack of income, dearth of financial opportunities, poor living conditions etc.). Borrowers rate 50 areas of their life as green (not poor), yellow (poor) or red (extremely poor). Together with their loan officer, they come up with a plan to resolve yellow and red indicators. Through this program, Fundación Paraguaya hopes to lift 9,000 women and their families out of poverty by 2017.

To learn more about this unique approach to eliminating poverty, you can read this article on Fundación Paraguaya’s website.

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Paraguay

  • $8,400
    Average annual income
  • 34
    View loans »
    Paraguay Loans Fundraising
  • $37,305,300
    Funds lent in using Kiva
  • 4,423.4
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of Divina Misericordia Group's $3,100 loan helped a member to buy cosmetics to sell.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 30, 2014
Jun 12, 2014
Currency Exchange Loss:
Dec 20, 2014